Long Term Care Insurance
We do not sell, endorse or recommend any product or service.
Our editors selected these web pages and brochures from government, education, and non-commercial sites as a cross section of information about these subjects.
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When something goes wrong or you have a problem...
The resources on this page are intended to help you research and answer questions you might have about long term care insurance. If your need for information is more urgent --a complaint or problem related to insurance, for instance-- consider looking at these consumer help web sites first:
web page: Directory of State Insurance Department Web Sites
source: National Association of Insurance Commissioners
source: National Association of Insurance Commissioners about the source:
"...the National Association of Insurance Commissioners (NAIC) is a voluntary organization of the chief insurance regulatory officials of the 50 states, the District of Columbia and the five U.S. territories...."
web page: Law and Aging Resource Guide — Find Legal Help in Your State
source: American Bar Association - Commission on Law and Aging about the source:
"The mission of the ABA Commission on Law and Aging is to strengthen and secure the legal rights, dignity, autonomy, quality of life, and quality of care of elders. It carries out this mission through research, policy development, technical assistance, advocacy, education, and training..."
web page: Long-Term Care Insurance
source: National Clearinghouse for Long-Term Care Information about the source:
"This web site was developed by the U.S. Department of Health and Human Services to provide information and resources to help you and your family plan for future long-term care (LTC) needs...."
State Guides to Long Term Care Insurance
Articles, assistance and information from the state governments and other resources about Long Term Care Insurance. These pages also include (when available) listings and contact information of insurance companies approved by the state insurance offices to offer Long Term Care policies. Includes information on state Long Term Care partnership programs.
I need to know about: Long Term Care Insurance
Plain talk, no selling, by and for ordinary people.
Our I need to know series provides basic information about topics that are important to American families and businesses. The authors of these WebPages do not sell products or services, nor do they endorse or recommend particular products.
Are you doing your research before considering long term care insurance?
Plain talk about Long Term Care and Long Term Care Insurance
This is one of those things in life that it's no fun to think about, one of those subjects you know you should face before it gets too late. The insurance industry has anticipated our fears of someday loosing the ability to care for ourselves --to need long term care. Our goal is to present the basic facts of long term care and the insurance coverage for it in simple, plain talk. We have no hidden agenda: we don't sell insurance, we aren't connected to the industry in any way, and we won't ask you to leave your name or e-mail for a "special offer". You'll find no endorsements here for products or services. (We do, however, accept limited, selected advertising.)
Along the way to collecting information about Long Term Care Insurance, we've discovered a few hazards that we'll point out: things like tricky sales techniques, complicated policy terms, and others.
We have also collected a thorough assortment of links to more information. You'll find Federal and State Governments, organizations, and private websites that can add to the basic information we'll give you.
More topics in this series of articles:
Buying Long Term Care Insurance